BUYER TOOLS · FREE
Do the maths before the builder does.
Four quick calculators for the numbers that decide whether a flat is really affordable.
Home loan EMI
MONTHLY EMI₹43,391
TOTAL INTEREST₹54.14 L
TOTAL PAYABLE₹1.04 Cr
Stamp duty & registration (Maharashtra)
STAMP DUTY₹4,50,000
REGISTRATION (1%, MAX ₹30,000)₹30,000
TOTAL AT REGISTRATION₹4,80,000
Rates and concessions change. Confirm on the IGR Maharashtra portal and the ready-reckoner rate for your property before paying.
Carpet vs super built-up area
CARPET AREA (WHAT YOU USE)778 sq ft
SUPER BUILT-UP1,050 sq ft
CARPET SHARE74%
Under RERA, builders must sell on carpet area. If a quote is per sq ft of super built-up, divide the total by the carpet area to compare fairly.
True cost of buying
GST₹3,75,000
STAMP DUTY + REGISTRATION₹4,80,000
EXTRAS + LOAN FEE₹3,80,000
TOTAL OUTLAY₹87.35 L16% over the agreement value
Estimates only. Ask the builder for a written cost sheet listing every charge, and check which are refundable.